Delinquency rates on loans to Argentine households reached 12.7%
In Argentina, the share of delinquent household loans stood at 12.7% in June 2026, while for businesses, this figure was 3.5%. The overall delinquency rate in the private non-financial sector was 7.6%—slightly lower than the 7.7% recorded in May, according to The Rio Times, citing an analysis by Consultora 1816 of data from the central bank’s debtor registry.
The overall rate fell for the first time after 19 months of growth. At the same time, delinquency among households decreased only slightly, from 12.8% in May to 12.7% in June, while among businesses it remained at 3.5%.
A separate study by Austral University and EcoGo, which covers banks and non-bank lenders, estimated delinquencies at 17.5% of loans extended to individuals. According to the study, 5.3 million out of 20.4 million borrowers are more than 90 days past due. This study has a broader scope, as it includes fintech companies, retail credit lines, and non-bank consumer finance institutions.
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According to estimates cited in the article, delinquency rates among households stood at about 2.5% at the end of 2024 and approached 13% in June 2026. The Rio Times attributes the rise in delinquencies to a decline in real incomes during the economic stabilization period and the rapid expansion of consumer lending from a low base.
Amid the credit crisis, Loma Negra, the country’s largest cement producer, shut down the main kiln at its plant in Olavarría, in the province of Buenos Aires, in May. It plans to keep it shut down until at least November. The AOMA labor union described the slowdown as industry-wide and noted that Cementos Avellaneda had switched one of its production lines to a single-shift operation.
