Republic Bank head calls discipline key to Ghana’s development — MyJoyOnline
Republic Bank (Ghana) PLC Managing Director Benjamin Dzoboku said that the main obstacle to Ghana’s development is not a lack of resources, but a lack of discipline in society. He said this in an interview on Joy FM’s Personality Profile programme on September 17, 2026, MyJoyOnline reports.
Discipline and accountability
According to Dzoboku, a society in which order, responsibility and discipline prevail can achieve significant changes in a relatively short period of time. He believes that a country’s development depends not only on the resources available, but also on how people, institutions and society as a whole manage them.
The banker also linked a lack of discipline and accountability to the risk of fraud. He stressed the importance of oversight, responsibility and order for the financial sector, where these factors matter for protecting clients and maintaining trust.
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Lessons from childhood
Dzoboku said that he grew up in a farming family and herded cattle as a child. According to him, observing animal behaviour influenced his views on leadership, order and discipline.
He noted that cattle could remain in a particular area, graze and wait for the shepherds to return. This experience prompted him to compare animal behaviour with human behaviour. Dzoboku described himself as a calm leader, but strict about discipline.
